Maine Medicare Choices an
Independent Medicare Agency
Independent Medicare agents in Bangor Maine
"We make Maine Medicare Plans Easy."
Maine
Medicare
Choices
All of our Medicare Services
are Always 100% FREE
Vince Murray- (207) 299-5180
Bangor Area Medicare Agents- Free in Person Meetings
Zoom or over the phone Serving
Medigap, Medicare Part C and Part D you choose your plan
Maine Medicare Choices - Bangor area Medicare plans
"Get personalized Medicare guidance without the hassle."
How to Find the Best
Medicare plans in Maine for 2026
Maine Medicare Plans made simple
Free Medicare Plan Comparison
Medicare 101 advantage Maine
Maine Medicare Choices- Medicare agents Maine. Medicare Medigap plans vs. Medicare Advantage Maine. Which plan is best for you? Free consultations with an independent medicare agent. Vince Murray
Medicare 101 Let us do the work for you. Whether a Medigap plan or any of the 6 Part C and D Medicare Advantage companies in Maine, we can help you Maximize your benefits while looking for lowest costs.
You can Schedule and individual meeting on my calendar below.
If you would like assistance now please call 207 299 5180 Vince
Serving Newport, Waterville, Skowhegan, Maddison, Corrina, Bangor, Hampden, Orono, Old town, Brewer, Lincoln,Millinocket,Dover Foxcroft, Dexter, Milo Brownville, GreenvilleEllsworth, Bar Harbor, Bucksport, Deer Isle, Blue Hill. In Person over Zoom or on the phone.
MEDICARE PLANS IN MAINE- WE MAKE MEDICARE EASY
1. Medicare 101 Original Medicare A and B
Medicare Part A & B The Hidden Costs
Medicare 101,Reasons why we don't recommend Having Just
Original Medicare. Ask Medicare agents Maine today.
Medicare Part A (Hospital Insurance)
-
$1736 deductible then your 20% begins for Hospital Insurance
-
No maximum out of pocket 20% has no limit Medicare Part B (Medical Insurance)
-
$288 dollar deductible then your 20% begins for Medical Insurance
-
No maximum out of pocket 20% has no limits.
2. Medicare 101 Election Periods
Medicare has several election (enrollment) periods throughout the year. Each one allows you to enroll in, switch, or drop different types of Medicare coverage. Here’s a clear breakdown:
1. Initial Enrollment Period (IEP)
-
When: 7-month window
-
Starts 3 months before your 65th birthday
-
Includes your birthday month
-
Ends 3 months after
-
-
What you can do:
-
Enroll in Medicare Part A and Part B
-
Join a Medicare Advantage or Part D plan
-
2. Annual Election Period (AEP)
-
When: October 15 – December 7 each year
-
What you can do:
-
Switch between Original Medicare and Medicare Advantage
-
Change Medicare Advantage plans
-
Join, switch, or drop a Part D prescription drug plan
-
-
Coverage starts: January 1
3. Medicare Advantage Open Enrollment Period (MA OEP)
-
When: January 1 – March 31
-
Who it’s for: People already enrolled in a Medicare Advantage plan
-
What you can do:
-
Switch to another Medicare Advantage plan
-
Drop Medicare Advantage and return to Original Medicare (with option to add Part D)
-
4. Special Enrollment Periods (SEPs)
-
When: Varies based on life events
-
Common triggers:
-
Moving to a new area
-
Losing employer coverage
-
Qualifying for Medicaid or Extra Help
-
-
What you can do:
-
Make changes outside normal enrollment windows
-
5. General Enrollment Period (GEP)
-
When: January 1 – March 31
-
Who it’s for: People who missed their Initial Enrollment Period
-
What you can do:
-
Sign up for Medicare Part A and/or Part B
-
-
Coverage starts: Typically the following month
-
Note: Late enrollment penalties may apply
6. 5-Star Special Enrollment Period
-
When: Anytime a 5-star rated plan is available in your area
-
What you can do:
-
Switch to a Medicare Advantage or Part D plan with a 5-star rating
-
-
Limitation: Can only use this once per year
3. Complete Medicare made easy Seminar Medicare 101
Medicare Made EASY!!!
4. Medicare 101 Employer coverage or Part B?
Employer coverage or Medicare part B after 65?
5. Medicare 101 Ask Medicare agents Maine today. Medicare Advantage or Medicare Supplement...
Medicare Part C vs Medigap Which is Right for me?
6. Medicare 101 The two biggest cost on a Part C plan 20% of the cost for Cancer Drugs.
7. Medicare 101 Inpatient Hospital co pays
Free consultations. Over the phone, in Person or over Zoom. The easy way is to call us and we can walk you through it. Medicare 101 Call Medicare Vince at 299-5180
01
How many medicare advantage companies are in Maine? Answer: 6 of the 7 Medicare advantage Companies in Maine are also national plans.
02
Which Medicare advantage plans in Maine include Dental, Vision and hearing?
Answer: very few Medicare advantage Companies in Maine are going to offer Dental for 2027. Right now only 2 plans offer Dental with their Medicare advantage plan in Maine.
03
Which Medicare plans have doctors or surgeons in Boston if I need that?
Answer: 6 of the 7 Medicare advantage Companies in Maine offer National PLANS. 1 plan is only good in Maine and New Hampshire. So if you need a heart Surgeon in Boston you would most likely be paying 100% of the charges outside the state of Maine for surgeries.
04
What is the star rating for each Medicare advantage plan in Maine?
Answer: Medicare plans are rated on a scale of 5 stars.
Some Medicare advantage plans in Maine have 3.5 star rating. Two plans in Maine have a 4.5 star rating and one plan in Maine has a 4 star rating.
Medicare agents are not allowed to tell you which medicare advantage plan in Maine is "better"
05
Which plans offer DSNP plans or work with Medicare?
Answer: 6 of the 7 Medicare advantage Companies in Maine offer DSNP (MAINECARE) PLANS . Most Medicare advantage plans in Maine separate the benefits for Medicare advantage DSNP plans. Qmby DSNP Medicare plans and Full Benefit Dual Eligible Medicare advantage plans.
06
Which is the best Medicare advantage plan in Maine for me?
Answer: It depends.
We offer a free consultation over the phone or in person to discuss the different medicare advantage plans in Maine.
We offer a free consultation over the phone or in person to discuss the Medicare supplement plans in Maine.
Every person on Medicare can choose between the plans that are available. Having an Independent Local Maine Medicare agent who lives right here in Maine is essential to getting the answers you need right now, and ever year.
07
What is the difference in Medigap plans in Maine?
Answer: By statute every Plan letter offered has to offer the same benefits and costs.
When it comes to choosing a Medigap plan you are choosing the Medigap company name and the price.
The premium amount for Medigap plans or medicare Supplements vary by company.
Plan F supplements cover the whole 20% that original medicare does not cover. For more information visit out Medigap supplement page.