Maine Medicare is Messy

Service Area Reduction- Plan is exiting your county and not available in 2027

This gives you Guaranteed issue rights.

Maine Medicare Plans in Bangor Area...

How to Find the BestMedicare plans in Maine for 2027Maine Medicare Plans made simpleFree Medicare Plan Comparison

 Important:  Read your mail 

SERVICE AREAREDUCTION?

I would like to take a second to relay how sorry truly I am that you are getting this letter.  I am sincerely empathetic to the hand we are all  being delt.   That being said.....I choose to look at this as an opportunity to get better coverage,  since your MA is no longer offering services, you get a “free pass” to Medigap. We’ll guide you through every step."

Save your Service Area Reduction Letter-  We will need it Or Call to get another copy       UHC 1-800-711-6510           Wellcare 1-888-550-5252Martins point-1-866-544-7504             Anthem 1-844-209-6376Aetna left last year and Humana Northern Light thing

All Insurance is great...until you have to use it.  If  you have something serious happen.  Which plan gives you the best  protection.  

• Original Medicare A and B have no Maxmum 

• Medicare advantage- $7100 to $10,500 Maximum depending on plan and 5 days in hospital  -Average of $2375 with Medicare advantage  

• Most don't know that a Medigap high deductible meant that you only pay the Part A and Part B until you get to the deductible amount of $2950.​  0-$2950 you pay the Original Medicare Amounts for Hospital and Medical Coverage.  After the Deductible you pay Nothing for that year.

 Why do we have Health Insurance?  See below

Medicare in Maine has been a Roller coaster ride over the last 2 years.  If you have gotten a Notice in the mail, there was Service area Reductions and most plans are reducing extra benefits,about 41% of Medicare Recipients in Northern Maine received this. 

So USE THIS AS your opportunity to enroll in a Medigap plan under guaranteed issue!!!!  No Health Questions needed.

2027 Medicare advantage plan prices $45 to $109.  (except 1 plan who is not accepted by Northern Light) 

My formal recommendation is to use this as an opportunity to get a Medigap plan 

• If you get a SAR (service area reduction you have guaranteed issue rights)

• You can have a High deductible plan G for $62 or a Plan N for $204 per month.  See below and schedule a time to make the switch in October, November or December.

• If you are paying for your Medicare plan set up an appointment you may be able to get a Medigap plan and get off of the Medicare advantage merry-go-round.

mainemedicarechoices.com Free consultation and detailed advice.

Or Reach out If I don't answer I am on another call. Pleave text message with your name to (207) 299-5180.

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